Terms of Service

1. Service Description & Purpose

When Rich? ("Service") is a free asset simulator that visualizes the power of compound interest. This Service only provides a tool to calculate future assets based on user input and does not recommend or broker any specific financial products.

2. Service Changes & Discontinuation

This Service is provided free of charge and may be changed or discontinued without prior notice at the operator's discretion. The operator is not responsible for any data loss resulting from service discontinuation.

3. User Obligations

When using the Service, please adhere to the following:

• Do not use the Service for illegal purposes or overload the servers
• Do not use automated programs (bots) to collect data or interfere with the Service
• Do not infringe on the rights of others or the Service's intellectual property

4. Intellectual Property

All rights to the Service's design, logo, source code, and content belong to When Rich?. Users may only use results for personal, non-commercial (reference) purposes and may not reproduce or redistribute without prior consent.

5. Limitation of Liability (Important)

The calculation results provided are simulations only and do not guarantee accuracy or completeness. Actual investment results may vary due to market conditions, taxes, fees, and other variables.

The results of this Service do not constitute legal, tax, or investment advice. All responsibility for investment decisions made based on this information lies with the user, and the Service provider assumes no legal liability.

6. External Links & Advertising

The Service may contain advertisements from third parties such as Google AdSense or external links. The content and privacy policies of external sites are unrelated to this Service, and we are not responsible for any issues arising from using those sites.

7. Governing Law

The interpretation and dispute resolution of these terms shall be governed by the laws of the Republic of Korea.

8. Changes to Terms

We may modify these terms when necessary for Service operation. Any changes will be announced through the Service, and modified terms will take effect 7 days after the announcement.

9. Contact

For inquiries regarding these terms, please contact us at contact@whenrich.app.